A budget of Bt1.74 billion has been set aside in 2019 to protect farmers against damage to their rice and a further Bt212.8 million for damage to their maize grain, which the farmers grow commercially for livestock animals' feed industry, said Natthaporn Chatusripitak, spokesman for the deputy prime minister in charge of the economy. The insurance schemes have also been set up to provide two tiers of coverage, tier 1 for a basic insurance policy and tier 2 for a more comprehensive option, which caters both to those willing to pay more for greater protection and to those taking out insurance for the first time. Besides the usual cover for flood, drought, storms/typhoons, cold weather/frost, and fire, the insurance schemes would now also cover damages caused by wild elephants’ intrusion, Natthaporn said.Wild elephants have been a menace for decades to people living near forest zones across Thailand, with numerous cases of invasion of farms and houses. The issue of wild elephants intruding on to farmland has been severe in recent years. Many cases have made headlines, including one incident in Nakhon Si Thammarat province last month, in which 7-8 wild elephants from Khao Luang forest destroyed orchards in tambon Kha